Investors enter into an options agreement with a business that owns the rights to the future value of the property. The way this works is as follows. A Special Purpose Vehicle (SPV) is created for the purposes of the investment. This SPV is an LLC that has only one purpose and that is to own the contract that guarantees an interest in the future value of the home. This LLC is owned jointly by investors. So you are buying equity in a company that owns the rights to the future value of the home.