While there is no guarantee that your investment will appreciate, Invown does take necessary precautions in the event that an owner defaults on their responsibility. A lien is placed on each property at the beginning of the agreement that will make it very difficult for the owner to sell the property or to refinance their loan without first paying investors the portion that they are due contractually. As with all investments, however, there is always an inherent risk of a total loss of capital.Â